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Sunday, 1 May 2011

Pengredan Matawang Kertas

Tahap Gred Mata Wang Kertas

Uncirculated (UNC)
Sempurna, setiap penjuru duit adalah tajam, tiada kesan lipatan, warna tidak pudar, kertasnya kukuh dan bersih

About Uncirculated (AU)
Kelihatan sempurna tetapi bahagian tengah atau penjuru terdapat sedikit kesan lipat, mempunyai penjuru yang tajam, tiada kesan calar, warna tidak pudar dan permukaan bersih.

Extremely Fine (EF)
Maksimum 3 kesan lipat yang minor atau 1 kesan calar, mempunyai penjuru yang tajam, warna tidak pudar dan permukaan bersih.

Very Fine (VF)
terdapat beberapa kesan lipatan, permukaan sedikit kotor, warna sedikit pudar, penjuru mungkin koyak tetapi tidak pada bahagian sisi, masih mempunya penjuru yang tajam dan kertas masih kelihatan keras.

Fine (F)
Terdapat banyak kesan lipat dan calar. Terdapat sedikit kotoran, sisi mungkin terkoyak sedikit atau terdapat lubang staple atau lubang pin tetapi tidak ditengahnya. Warna kelihatan masih elok tetapi tidak terang.

Very Good (VG)
Penjuru koyak dan tidak tajam. Warna pudar, terdapat lubang-lubang kecil, tetapi tidak menjejaskan keseluruhan imej permukaan.

Good (G)
Permukaan koyak, mempunyai banyak kesan lipat dan calar yang kuat. Terdapat lubang-lubang tetapi tidak menjejaskan keseluruhan imej permukaan. Terdapat kesan contengan tulisan.

Fair (FA)
Permukaan yang lenyai, koyak, kotor dan kepudaran warna. Lubangnya lebih besar. Sebahagian daripada permukaan hilang, terdapat contengan tulisan.

Poor (P)
Permukaan yang lenyai, koyak, kotor dan kepudaran warna. Lubangnya lebih besar. Sebahagian besar daripada permukaan hilang, terdapat contengan tulisan dan bahagian-bahagian disambung dengan selofan tape.

Rujukan: Buku Malaysia Banknotes and Coins


PMG uses a 70-point numerical scale derived from the Sheldon numerical scale. The following descriptions show how a note’s condition accords to the grades assigned by PMG.
Numeric Grades Adjectival Grades Description
70 Seventy Gem Unc The highest grade assigned. Notes have 50/50 margins and registration, and no handling.
69 Superb Gem Unc This note may be nearly visually indistinguishable from a 70; however, margins or registration just minutely off. No handling.
68 Superb Gem Unc Margins or registration are off slightly to the naked eye. No significant handling.
67 Superb Gem Unc Great color and eye appeal. A well-centered original note. May have very minor handling.
66 Gem Uncirculated Above average original note held back from superb quality due to handling and / or margins and registration.
65 Gem Uncirculated Strictly original note with great color and eye appeal. May have one or two minor distractions. Centering is above average.
64 EPQ Choice Uncirculated Original paper quality, but centering is off on one or two sides.
64 Choice Uncirculated Note is well-centered and shows signs of alteration (for example, pressing or re-embossing, etc.). No folds in design.
63 EPQ Choice Uncirculated Original but margins are “tight” on one or two sides. Good eye appeal.
63 Choice Uncirculated Imperfect centering. No folds in design. May be flat and have a flaw or two.
62 Uncirculated Strictly uncirculated note that lacks some eye appeal. May have “tight” margins, handling or corner tip issues.
61 Uncirculated Usually poorly centered and margins are touching the design. May have counting marks, smudges, pinholes or other problems.
60 Uncirculated A note with problems that result in diminished eye appeal (i.e. toned paper, small stain, fading, etc.), but no folds through the design.
58 EPQ Choice About Unc Premium grade note. May look like higher grade, but unfortunately, has a single vertical fold or one to two light corner folds.
58 Choice About Unc Often a note with a single fold that has been pressed or re-embossed to hide the fold.
55 EPQ About Uncirculated Two light vertical folds or a single fold with handling, but a nice original note.
55 About Uncirculated This grade is commonly assigned to a note with one or two folds that has been pressed. Note may have been re-embossed.
53 About Uncirculated No more than two vertical folds or a single horizontal fold, but folds are too heavy for a higher grade.
50 About Uncirculated Two heavier folds, or a light horizontal and vertical fold. Handling can be significant.
45 EPQ Choice Extremely Fine Usually a note with three light vertical folds that may look much higher grade, especially when note has little evidence of handling.
45 Choice Extremely Fine Many of the same qualities as above, but note is not original. Common alterations include attempts to diminish the appearance of folds.
40 Extremely Fine Three folds, one of which may be horizontal. Little, if any, circulation.
35 Choice Very Fine For years dealers and collectors called this grade “VF-XF.” This note looks Extremely Fine, but may have four to five light folds. Original examples (EPQ) will usually be attractive with little actual circulation.
30 Very Fine Still crisp, but may show a bit of circulation or light soiling. May have several light folds.
25 Very Fine A circulated note with good eye appeal, but has too many folds or too much soiling for a higher Very Fine grade.
20 Very Fine Moderate circulation with numerous folds, mild soiling but no serious detractions. A solid note but may have a minor defect.
15 Choice Fine Looks like a Very Fine, but may have too many folds or too much circulation to warrant a full Very Fine.
12 Fine Considerable circulation, rounded corners, pinholes, minor margin splits may be present, but the note will be whole with solid paper.
10 Very Good A solid, whole note with lots of circulation. Too limp or too many minor problems to make a fine grade.
8 Very Good Heavy circulation. Note is intact with no pieces missing. Soiling, light stains, splits or a missing corner tip are common for this grade. Note is limp.
6 Good Very worn, serious splits, fraying of the margins and minor damage is evident.
4 Good Very heavily circulated note with numerous small problems. Totally limp with impaired visual appeal. Commonly seen with small pieces missing.
Grades under 4 Good are generally not collectible unless the note is rare. Most notes at these grade levels are “Net” graded due to major problems.
EPQ An Exceptional Paper Quality (EPQ) note is, in the opinion of PMG graders, original and has not been physically, chemically, or materially processed to lend the appearance of a higher grade. Notes exhibiting normal wear-and-tear for their grade are eligible. For currency to grade GEM Uncirculated 65 or higher it must receive the EPQ designation. For complete details click here.
Handling Minor disturbances in the paper other than folds such as teller counting marks, crinkles and minor bends.
NET A "net graded" note is one which has had an adverse occurrence after it left the BEP. PMG will specifically state the reason(s) why any note is net graded. The PMG guarantee is not valid on any net graded note. A few reasons why a note may be "net graded" are tear, corner missing, repaired, re-embossed, washed, stained, ink or writing and PVC damage.
Original Paper quality is as issued except for normal circulation.
Pedigree The "pedigree" field on the label of a certified note may be used to indicate the collection name but it is not specifically designated for highlighted collections typically referred to as "pedigrees." Many collectors like to have their names tied to their collections and, while this is allowed, not just anything may be put on the label / holder. It should also be noted that although this field may add value to certain notes, it is not the primary purpose of the field.
Registration Alignment of the face and back printing.

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